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These helpful tips can keep hackers out of your credit card accounts.
USA TODAY

There are so many ways to find great deals today. Deal websites will do the legwork for you, delivering deep discounts on a range of products right to your inbox. But old-school bargain hunters know the thrill of finding a great deal yourself isn’t easily replicated.

Certain credit cards can help sweeten a deal or even guide savvy sales seekers in the right direction. Here are five.

1. Discover it

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: Discover will match all cash back earned in the first year
Annual Fee: None
Annual Percentage Rate (APR): Intro 0% APR for 14 months, then variable 11.99% to 23.99%
Why We Picked It: Quarterly rotating purchase categories will continuously give you new types of deals to hunt down.
Benefits: The card earns 5% on purchase categories like gas stations, dining and wholesale clubs that change every quarter. All other purchases earn 1% cash back. Plus, Discover will match your cash back the first year, so the bargains you find will be even more valuable. Price protection guarantees the lowest price, with Discover reimbursing you if you find a lower price on a purchase within 90 days.
Drawbacks: You have no control over which categories earn 5% cash back.

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American Express announced it will be boosting the benefits on its Platinum charge card for the second time since October.
Newslook

 

2. Chase Freedom

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: $150 bonus cash back when you spend $500 in the first three months
Annual Fee: None
APR: 0% intro APR for 15 months, then variable 15.74% to 24.49%
Why We Picked It: Cardholders can earn 5% cash back on rotating purchase categories, offering an extra incentive for hunting down certain deals.
Benefits: Quarterly rotating purchase types like gas, groceries and drug store purchases earn 5% cash back. All other purchases earn 1% cash back. Chase will refund you the difference if you find a purchase listed for a cheaper price within 90 days.
Drawbacks: If you’re not interested in the 5% cash back category for a quarter, you’ll have to wait it out.

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